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Websites have improved hugely in 10 years. The rise in the security, quality and variety of sites has resulted in the internet becoming an easy and time-saving tool for anyone with access to a computer. banking on the internet gives people control of their finances.
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For banking, the internet brings a clarity that has not previously been associated with the industry. Websites enabling users to contrast and compare different banking products means that people can be much more clued up on what products are available and what they cost.
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Banking over the internet means an end to dreary queues during lunch-hour – or a mad dash before the bank closes. Bank customers are no longer at the mercy of their bank manager's diary. With the click of a mouse, pretty much any transaction can be arranged by the customer day or night.
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Different banks offer different services via their internet banking operation but generally customers can - once through the necessary security measures - use the website to check balances, transfer funds to and from accounts, set up, amend or cancel direct debits, pay bills, etc.
Customers can also use the internet to apply for new products online, with some banks even providing approval in principle for the application in minutes.
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The internet means that banking customers no longer have to wait for their monthly statement to find out what's been happening on their accounts. Customers can, daily, check their account to find out what cheques have cleared, what bills have been paid and also what's still in the processing stage. This enables customers to have a much clearer idea of when and where their money is going, and so helps them plan future purchases.
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Go on – log on today and become your own bank manager.