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Best buys table for lowest standard rates - Standard credit cards

Provider / Broker Product Purchase Rate (%pm) Typical APR Balance Tranfer AER Cash Advance AER Interest free period Annual fee £ Cash Advance Charge % Cash Advance Charge £
Sainsbury's Bank Sainsbury's Cashback Low Rate Credit Card .63% 7.8% 7.8% 24.9% na 56.00 3% £3
Lloyds TSB Advance MasterCard .95% 11.9% 11.9% 27.9% na 0.00 3% £3
actionaid ActionAid Flat Rate Visa Credit Card 1.02% 12.9% 12.9% 12.9% na 59.00 na None
First Trust Bank (NI) Student MasterCard 1.02% 12.9% na 12.9% na 56.00 1.5% None
Friends of the Earth Friends of the Earth Flat Rate Visa 1.02% 12.9% 12.9% 12.9% na 59.00 na None
Halifax Clarity Credit Card 1.02% 12.9% 12.9% 12.9% na 56.00 na None
Nationwide Building Society Nationwide Select Credit Card .79% 12.9% 10% 27.9% na 56.00 2.5% £3
Oxfam Oxfam Flat Rate 1.02% 12.9% 12.9% 12.9% na 59.00 na None
Shelter Shelter Flat Rate Visa Credit Card 1.02% 12.9% 12.9% 12.9% na 59.00 na None
The Co-operative Bank Clear Visa Card 1.02% 12.9% 12.9% 12.9% na 56.00 na None

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