This table features the top ten online savings accounts based on the Gross AER on savings of £1,000, therefore indicating some of the most competitive rates available at this level. This table features accounts that are opened and operated online, have annually awarded interest and excludes any restricted availability or 'existing customer only' accounts
| Provider |
Product |
Gross Rate % - £1,000 |
Interest payment frequency |
Bonus payment conditions |
Withdrawal conditions |
Transactions at branch |
Transactions by internet |
ATM Card |
|
Newcastle Building Society
|
Newcastle Big Home Saver
|
3%
|
monthly
|
1 credit, no w/d in month/mortgage
|
no
|
yes
|
yes
|
no
|
|
Derbyshire
|
NetSaver (Issue 11)
|
1.7%
|
annually
|
intro bonus until 30/06/14
|
yes
|
no
|
yes
|
no
|
|
Nationwide Building Society
|
MySave Online Plus Issue 14
|
1.7%
|
monthly
|
12 month intro bonus
|
yes
|
no
|
yes
|
no
|
|
Triodos Bank
|
Triodos Online Saver Plus
|
1.65%
|
annually
|
12 months intro bonus
|
yes
|
no
|
yes
|
no
|
|
Coventry Building Society
|
Online Saver (5)
|
1.6%
|
annually
|
na
|
yes
|
no
|
yes
|
no
|
|
Virgin Money
|
Virgin Easy Access eSaver Issue 6
|
1.55%
|
annually
|
na
|
no
|
yes
|
yes
|
no
|
|
Aldermore
|
Easy Access Issue 7
|
1.5%
|
annually
|
na
|
no
|
no
|
yes
|
no
|
|
GE Capital Direct
|
GE Saver Issue 4
|
1.5%
|
annually
|
na
|
no
|
no
|
yes
|
no
|
|
ICICI Bank UK Plc
|
HiSAVE Remittance Account
|
1.5%
|
monthly
|
na
|
yes
|
no
|
yes
|
no
|
|
National Savings & Investments
|
Direct Saver
|
1.5%
|
annually
|
na
|
no
|
no
|
yes
|
no
|