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Find.co.uk is a trading name of DefaqtoMedia Limited, which is authorised and regulated by the Financial Services Authority ("FSA"). Not all products and services on this site are regulated by the FSA.
We do our best to ensure that any information, data, services, systems, articles, bulletins and other content published from time to time on the Website ("Content") is accurate and complete. However, neither we nor our suppliers warrant that the Content is accurate or complete.
Furthermore, certain information on the Website is provided by third parties and you acknowledge that neither we nor our suppliers have any control over the accuracy or completeness of such third party data.
We therefore recommend that you check the accuracy and completeness of any Content with an independent financial adviser before purchasing any financial products or services.Back to Top
The Content of the Website is intended for general information only and should not be construed as advice under the Financial Services and Markets Act 2000. We recommend that you take appropriate professional and legal advice before entering into any binding contracts.
All prices and information quoted on the Website are indicative rather than definitive. The Website does not constitute an offer to buy, sell or provide any financial products or services, nor does the Website comprise any form of investment advertisement.Back to Top
You may use the Website and Content for your own private, non-professional use only, with the exception of dedicated areas of the Website with Content specific for intermediaries and professional investors, which are governed by additional terms and conditions.
You may not use, copy, disseminate, distribute or re-sell the Website or Content (or any part thereof) for any commercial use or purpose whatsoever without our prior written consent. In particular, you may not use the Website or Content for carrying out or offering investment business as defined in the Financial Services and Markets Act 2000 in any capacity.
The Website and Content has been specifically designed for use solely in the United Kingdom because the Content relates to products and services available to residents of the United Kingdom only. You must not use the Website or Content in countries where it is restricted or prohibited by local laws, regulations, codes or customs.Back to Top
It is your sole responsibility to ensure the security of your ID and password and you agree not to disclose or permit to be disclosed your ID and password to any third party. We take all reasonable steps, including encryption, to ensure that your personal data is disclosed only to those specified by you. However, the Internet is an open system and we cannot and do not guarantee that the personal data you have provided to us will not be intercepted or decrypted by others.Back to Top
Limitation of Liability
Subject to the above, we shall not be liable for any loss, damages, costs, claims or expenses whatsoever arising from:
- the acts, errors or omissions of third parties;
- the accuracy or completeness of the Website or Content;
- your failure to ensure the security of your ID and password; and
In no event shall we be liable for any indirect or consequential loss or damages whatsoever (including, without limitation, loss of profits) incurred by you or in respect of any claim made against you by any third party arising as a results of, or in connection with, your use of the Website or Content.
The Website and Content is provided 'as is'. All warranties whether express or implied under law (including, without limitation, any warranties in relation to the Content, information, data, services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness of purpose, infringement of third party property rights) are hereby expressly excluded to the fullest extent permitted by law.Back to Top
Termination and withdrawal of your ID and Password
We reserve the right to cancel your ID and Password or terminate the provision of the Website and Content (or any part thereof) to you without notice or reason.
You must not at any time:
- prevent, restrict or inhibit any other user from using the Website or Content ;
- post or transmit on the Website any unlawful, fraudulent, libellous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information, content or materials of any kind (including, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability, or otherwise violate any applicable laws, rules, regulations, codes of conduct or market conventions);
- post or transmit on the Website any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial messages or engage in spamming or flooding; or
- copy, upload, download, post, publish, transmit, reproduce or distribute in any way, Content or any other information or material appearing on the Website (including, without limitation, any text, data, software, graphics or programming code) without our prior written consent.
Hypertext links to Third Party Websites are provided for your convenience only. You acknowledge and agree that we are not responsible or liable in any way for the information or content displayed on such Third Party Websites (including, without limitation, advertisements about investment products and services) and we do not endorse or make any recommendation about products and services that are advertised or promoted on such Third Party Websites.
Some hypertext links on the Website may take you to Third Party Websites where advice or trading is available. You acknowledge and agree that we are not responsible or liable in any way with regard to any advice or trading which may be conducted on such Third Party Websites.Back to Top
Governing Law and Jurisdiction
Transfer of Find.co.uk
What is a Cookie?
A cookie is a text-only string of information that a website transfers to the cookie file of the browser on your computer’s hard disk so that the website can remember who you are.
A cookie will typically contain the name of the domain from which the cookie has come, the "lifetime" of the cookie, and a value, usually a randomly generated unique number.
Two types of cookies are used on this website:
Session Cookies:These are temporary cookies that remain in the cookie file of your browser until you leave the site.
Most browsers automatically accept cookies. You can prevent cookies from being stored on your hard drive by setting your browser to not accept cookies. The exact instructions for this can be found in the manual for your browser. You can delete cookies already on your hard drive at any time. If you choose not to accept cookies, you can still visit our website, however this may result in a reduced availability of the services provided by our web site.
Can I Disable Cookies?
You have the ability to accept or decline cookies by modifying the settings in your browser. However, you may not be able to use certain tools or services if cookies are disabled.Back to Top
What can I do to stop cookies being installed on my browser?
In Internet Explorer 5.0: Go to the 'Tools' menu, Click on 'Internet Options', Click the 'Security' tab, Highlight the 'Internet' zone (selected by default), Select security level 'High' for this zone, Click on 'OK'
In Internet Explorer 6.0 and 7.0: Go to the 'Tools' menu, Click on 'Internet Options', Click the 'Privacy' tab, Move the slider to determine which setting you prefer, you can also click on 'Advanced' for specialised cookie treatment
If you are using Netscape 6.0+: Go to 'Edit' in the menu bar, Click on 'Preferences', Click on 'Advanced', Select the 'Cookies' field, Tick either 'Warn Me Before Accepting a Cookie' or 'Disable Cookies', Click on 'OK'
If you are using Firefox 1.5 +: Go to the 'Tools' in menu bar, Click on 'Options', Click on the 'Privacy' option and click the 'Cookies' tab. Use the options within here to determine which settings you prefer.Back to Top
Find.co.uk may offer its users access to selected Content on a paid-for basis (Subscription Services). By subscribing to receive any of these Subscription Services, you are agreeing to these terms and conditions, as well as any terms and conditions of access for Content specifically for professional investors or Independent Financial Advisors, which you will have to acknowledge in order to access the Content.
Find.co.uk reserves the right to vary the Subscription Services, but will keep you informed if any changes apply to Content to which you are subscribing.
You agree to pay any subscription fees at the rates in effect when the charges are incurred.
You must provide us with complete, accurate and up-to-date payment information. You can pay by either credit or debit card. By submitting credit or debit card payment details to Find.co.uk you warrant that you are entitled to sign up to the Subscription Services using those payment details. If we do not receive payment authorisation or if payment is not valid, cannot otherwise be processed or if any authorisation is subsequently cancelled or any check of your card fails, we may immediately terminate or suspend your access to any Subscription Services.
Find.co.uk will try to process your subscription promptly but does not guarantee that the Subscription Services will be available to you by any specified time. A contract with you for receipt of the Subscription Services will come into effect when Find.co.uk confirms this to you.
There is no specific time limit applying to your use of the Subscription Services on these terms and conditions. However, Find.co.uk reserves the right to suspend or terminate your subscription to the Subscription Services if you breach these terms and conditions, with or without notice and without further obligation to you.
Pricing: The subscription price is set out on the pages which contain our subscription process. You can take out either an annual or monthly subscription which will automatically renew or any other fixed term or automatically renewing payment frequency that we may offer from time to time. Find.co.uk will notify you in advance of any price increases. If we give you a free trial, you will only be charged for with effect from the expiry of that free trial period. You are only entitled to one free trial each calendar year, and we reserve the right without notice and at any time to terminate any free trial over and above this amount. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your subscription.
Cancelling or changing your subscription: you may cancel or change your Find.co.uk Subscription Services at any time by contacting our customer services team at mailto:email@example.com. We will refund you on a pro rata basis. This means that Find.co.uk will refund you or credit your account with any amounts you have paid us in advance that relate to any remaining period of your subscription. Any cancellation will be effective once Find.co.uk receives notice of it.
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